The value platform for private businesses

Worth more.
On purpose.

Most owners learn their company's value once — the day they sell. WORTH gives you the number now, then turns tax efficiency, benefits, and benchmarks into a plan to raise it.

The fastest value move in the tax code

Section 125 is almost immediate money.

Live in 90 days. Your team sees bigger paychecks the very first cycle. You keep $10K+ a year in payroll taxes — recurring margin your valuation multiplies.

Claim Your 125 Savings →
The playbook

Three moves that make your company worth more.

Each one stands alone. Together they compound — because every dollar of margin you create is multiplied at your next valuation.

MOVE 01

Turn payroll taxes into margin

A Section 125 plan makes benefit dollars pre-tax. Your team takes home thousands more, and your FICA bill drops — recurring margin, created from the tax code, live in 90 days.

Everyone gets a raise. Payroll doesn't move.
MOVE 02

Make your coverage compete

Workers comp, liability, and health quietly reprice upward every year. Benchmarked and re-shopped by licensed brokers, the same protection typically costs 15–25% less — margin you keep every year after.

Better terms. Same protection. Annual savings.
MOVE 03

Run toward a number

A live valuation turns "someday we'll sell" into a target you manage — which levers move it, what your peers multiple at, and how far you are from the number you want.

Your largest asset, finally on a scoreboard.
Why this compounds
4.2×

Private companies trade on multiples of earnings. At a typical 4.2× EBITDA, every $100K of margin you create isn't $100K — it's roughly $420K of enterprise value. WORTH exists to find that margin and put it on your scoreboard.

Move 01, in practice

Your first value move happens on your next payroll.

Cafeteria plans have been in the tax code since 1978. Big companies never skip them. WORTH brings the same move to yours — documents, compliance, and enrollment handled.

Everyone gets a raise. Nobody's payroll goes up.

WORTH handles plan documents, compliance testing, and enrollment. Your payroll provider handles the deduction change. Employees see the difference in their next paycheck.

  • Live in 90 days, start to finish
  • Fully IRS-compliant — documents, testing, filings
  • Works with Gusto, ADP, Rippling, Paychex & more
  • No change to your benefit carriers
Typical 50-person company
New annual margin (FICA)$10,600
Employees' added take-home$99,000
Enterprise value created at 4.2×≈ $445K
Estimated at 70% participation and $4,200 average annual pre-tax election. Sign up and we'll compute yours from your actual census.
The scoreboard

A command center for what your company is worth.

  • Live valuation, defensibly built

    EBITDA multiples from your industry, updated quarterly from your real financials — not a napkin number.

  • Benchmarks against your peers

    Growth, margins, retention, revenue per employee — see exactly where you stand and what's dragging.

  • An action list that pays for itself

    Every recommendation is priced: what it adds in margin, what that's worth at your multiple, what to do first.

  • Insurance placed by licensed brokers

    WORTH coordinates and benchmarks. Licensed broker partners quote and place coverage. You get the leverage of both.

Workers Comp
General Liability
Medical / Dental
Group Life
Retirement
Wellness
How it works

Two minutes of typing. We do the digging.

1

Sign up

Name, company, state. We pull your public record — entity type, registration, industry — so you don't fill out forms.

2

See your number

Before you connect anything, you'll see the value your first move creates, estimated from headcount alone. That's the floor, not the ceiling.

3

Connect & compound

Link payroll and accounting — read-only — and estimates become exact: real margin, real benchmarks, a real valuation that climbs as you execute.

Find out what you're
really worth.

Free to find your number. You'll know in two minutes.

Start building value